GrantsFinancialSVS

His work on a favorite hobby My name is Tatiana Lisovskaya. When I have a financial crisis began, I remembered that my friends and my friends always say I am preparing tasty. I love to cook, to invent a dish or change is already familiar. It gives me pleasure and not a compulsory duty, and perhaps even a hobby, passion for life. Then I thought, why do not I just use it as their earnings and make their job. I once traded on the market itself, like so many of our countrymen, regardless of qualifications, education, and I remembered what the problems experienced by people all day standing in the market and unable to move away from their workplace for obvious reasons.

The result exceeded my expectations. The amount that I made turned out to be too small. Demand is outstripping supply. We quickly sold out, I counted their profits and remains satisfied. Even with the cost of food, utensils, etc., my net profit was over 50%! And then, having bought disposable utensils, packing material, a small batch of products at the rate of cooking courses specifically for one day, made a test version. Ready meals folded in a basket, got in the car and went to the market.

My concoction liked it, rumors began to spread quickly, I began to take a phone number. So gradually, I had orders from the organization. Subsequently, I have completely switched to cooking meals for the offices of private firms and organizations.

3 Total (administrative costs). What can be taken as a relative constant. For example, advertising, payroll, rent, transportation, communication, etc. Phil Vasan may also support this cause. 4. Taxes, payment of the body loan and interest thereon. Revenue side should be determined based on the results of marketing research, while not forgetting about the production capacity or optimum loading personnel.

Make a sign. Top Line – Lower revenues – costs If you can make a monthly chart – 70% of the financial plan is ready. It is clear that an inexperienced person, and zabyvshemu Over the years, the school mathematics course, all these formulas present value, rate of return or payback calculation may seem scary. A requirement for a full financial business models, with their tables and graphs, all reminiscent of Japanese Kabuki theater, where all beautiful, but absolutely nothing is not clear. In fact, all these seemingly scary formulas are a number of elementary operations (addition, multiplication, division). Nothing more.

Of course, in financial management and lack of complicated things. But for what would convey to the investor's understanding of the project, its cost, profitability and return on investment, is quite enough and above (IRR, NPV, ARR, PI, PB). All very simple. By compiling the pre-investment documentation is same. Enough to start at least acquainted with the methodological recommendations of the Tacis, go through the points of a typical content of a business plan in a standard BFM Group, or read the works of W. Behrens, and P. Havraneka. For example, the "Guide to preparation of industrial feasibility studies "(the very thing that someone's with a light hand used to call the standard UNIDO).

While MEPs 18%, employers ask for 12% of what is estimated to be about 16%. 4 – All payable, there will be no escape from what deputies called the Swiss cheese effect. We ALL pay the CETU or as it is called. Those who engaged in business activities, farmers, carriers, schools, restaurants, who this discharge fee, leasing, disposal of property and even political parties and the grantee. Not will escape or exit, will have to pay.

5 – will be given a neutral tax treatment of salaries and social contributions Salaries and social charges as the IMSS, INFONAVIT, local taxes and other benefits required by law, not be deductible by way of the deduction if but the amount to reach base in terms of the fee is 16% (or whatever) and this effect will be credited against the CETU. This will make it a neutral position before the CETU concept. 6 – The pension plans that companies will pay CETU The social welfare will not be deductible, you can not deduct the amount of tax so that higher welfare, more CETU. Companies that have implemented schemes savings funds, pantry vouchers, pension plans, health club, pantries and others should pay for such items CETU. 7 – The CETU us out of International Competitiveness “Mexico in the World More and more world in Mexico,” not will be possible because CETU. It turns out that the friends of the SAT, they forgot that we have signed 31 international agreements on taxation where foreign countries have invested in our country were able to demonstrate today the income tax paid in the national territory in its country of origin. In the event that these companies pay the CETU, NO may establish such a tax in their country of origin, reason will have to absorb the charge and punish their profits. 8 – The CETU will result in inflation and unemployment is estimated that over 60% of taxpayers will cause CETU, or pay more taxes and this will become an additional cost and therefore (in the logic of maintaining profit margins ) will impact businesses that charge in their prices.

If so, it will cause inflation and unemployment. 9 – Public Expenditure control remains true, whatever our Members, nobody likes to be reviewed, much less will be assessed. The House is doing everything possible to pass the fiscal reform but without implying that the Government give up as some, especially the local governments that are far from accepting an effective accountability and evaluation expenditure. 10 – The VAT reform for next year and not believe that we are saved! CETU reform is for 2008 and 2009 is the VAT. It’s not pessimistic, is that simply counted the reforms was being incorporated into the original initiative, the government will not be enough to meet the social and infrastructure needs that the country needs. The CETU at best, will reach 1.5% of GDP in six years and needs to cover pensions, Fobaproa PIDIREGAS and all that wildlife needs (combined with the fall in oil revenues) represent over 3% of GDP in the same period. Where do you think will the resources come?

Where to start. In the morning, looking at the list, he no longer felt the enthusiasm of the former. Now I had not just write, and already doing business. Experiencing internal tremors, he decided to delay the moment of action. And once again went to work, trying to persuade myself that a working call cheaper. At work, he began to pay attention to employees. And once again postponed the calls in the afternoon.

In the meantime, decided to search the web More information about the business. Page flow from the monitor told him that you can do to make lots of money. But one of yesterday was enough to understand where to "plow" for pennies on the development of not their own, someone else business. In search of the internet and got to a site that he has read all of it. Simple in appearance, just made it credible. And most importantly there were stories of people who have created their own business.

Stories written concise and brief, it was felt that not written by journalists and by the authors of business. He'd even gone so far to the workshop. But the money was very tight. And he just wrote a letter with its still unclear to me. And he went home. Calls he postponed until tomorrow. Passing by the familiar cafes, ached stripped of skin wounds of the past. And again he looked at himself in the mirror cabinet. Miserable and wet, which could not even do such simple things as call phone with an offer to sell.

Determine the absolute owner of any of his own store would earn a very respectable income from your type of business. At the same time to what extent it would be feasible, if kind of business is to sell products will fully depend on certain factors. For example, in turn, an essential factor in the life of equipment will involved in the store in general, and refrigeration equipment in particular. Because of existing requirements for refrigeration equipment hardware has a huge numerical quantity, as from a variety of services, as well, and from the owner store, its selection should be approached very carefully, taking into account all the circumstances. Initially, of course need to consider the types of products, which seems to realize, namely, those certain conditions storage to be provided according to existing documents. Actually immediately after this there is an opportunity to move to required selection of the type of equipment. This essential action needed implement based on the dimensions of a particular store and of course trading hall, and, of course, given the volume of products sold.

For example, if the shop definitely has a serious area and the volumes marketed products are planned still quite significant, but other than that store would be kind of self, then in principle the best option will be clearly different cooling chests, which can actually set in particular in the middle of the trading floor. At the same time will be provided a great opportunity available to approach them customers and, therefore, to study as well as the following selection of useful products. In addition to the terms of the store, in the presence of ancillary facilities, it should stop choice for process equipment with an external cooling unit, in principle, for which appropriate and necessary facilities.